
You are a valued customer and we at Universal Trust Mortgage,
Corp. strongly believe in protecting the confidentiality and
security of the information we collect about you as a customer,
potential customer or former customer. We have adopted the following
policies and procedures to safeguard the personal information
about you in our possession.
Our Privacy
Pledge
- We do not sell or rent customer information.
- We share customer information with certain employees
and with companies providing services on our behalf in order
to service your needs.
- Our policy is to require all employees and companies providing
services on our behalf to keep customer information confidential.
- Our privacy policy applies to potential customers as
well as current and former customers.
Safeguarding Personal Information
We have adopted policies and procedures designed to protect
your personal information from unauthorized use or disclosure.
- We have implemented physical, electronic and procedural
safeguards to maintain confidentiality and integrity of
the personal information in our possession and to guard
against unauthorized access. These include among other things,
procedures for controlling access to customer files, building
security programs and information technology security measures
such as the use of passwords, firewalls, plus virus and
use detection software.
- We continue to assess new technology as it becomes available
and to upgrade our physical and electronic security systems
as appropriate.
- Our policy is to permit employees to access your personal
information only if they have a business purpose for using
such information, such as administering, providing or developing
our products or services.
- Our policy which governs the conduct of all of our employees
requires all employees to safeguard personal information
about the consumers and customers we serve or have served
in the past.
Information We Collect About You
We collect information about you to help us serve your financial
needs, to provide you with quality products and services and
to fulfill legal and regulatory requirements. We consider
all information about you in our possession to be personal
information, even if you cease to be a customer. The personal
information we collect about you may include among other things:
- Identifying information, such as your name, age, address,
phone number and social security number.
- Employment information
- Financial information such as your income, assets and
liabilities, as well as information about your savings,
investments, insurance and business.
Typically, we collect this information on applications and
other forms you complete, through conversations you may have
with our loan professionals, with our other representatives,
and in some cases, over our website. We may also collect information
from a wide range of other sources in order to process and/or
underwrite your loan. These sources may include among others,
employers, attorneys, banks, title insurers, insurance companies
and credit reporting agencies.
Sharing Information With Companies
That Provide Services For Us
We share personal information about you, as required or permitted
by law, with third parties, such as service providers who
assist us in the day to day operations of our company in the
administration, processing, servicing and sale of your loan.
These third parties include among others, title companies,
appraisers, insurance companies, underwriting services, processing
services, printing companies, software providers, marketing
services and purchasers of loans. Our policy is to require
third party service providers to enter into confidentiality
agreements with us, prohibiting them from using any personal
information they obtain for any other purpose other than those
for which they were retained or as required by law. We may
also disclose information about you, when necessary or required,
in legal and arbitration proceedings and to government agencies.
Contacting Us
If you have any questions about this privacy policy, please
write us at 716 Hughey Street, Kissimmee, Florida 34741, USA.
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